IR and Financial information.

One of the goals of our mid-term management plan is “coming at the top in the targeting business fields,” and as important specialized fields, we focus on the following three; Medical or Welfare Fields, Printers and Machine Tools, and Collecting Service Agent for Small Businesses.  In the fields of clinics and small businesses that we excel at, we are aiming at the top level by using Ricoh Group’s infrastructure, alliance, and M&A.  In the fiscal year ending March 2011, our goal for core business transaction volume is 300 billion yen, while the goal for the trade assets balance is 620 billion yen.  We are also targeting the number of cases for the accounts receivable collecting service as one million per month.

Further, in order to secure steady profits even in the face of interest rate hikes, we think it important to expand profits from such fees and commissions that are less susceptible to interest rate changes.  So, we are targeting the ratio of financial service operations to net operation profit at 20% from current 10%.  In addition, we enhance our capability to handle small-amount large-volume contracts that are the source of our competitiveness, promote integrating our operations, become No.1 in the industry in terms of productivity and efficiency by continuous improvements, and thus make our efforts to enlarge profits steadily.